Cave Creek Homes with FHA New Financing

Cave Creek Homes with FHA New Financing

Welcome to Cave Creek, Arizona—a hidden gem nestled in the picturesque Sonoran Desert, just a short drive from the bustling city of Phoenix. Known for its stunning natural beauty, rich history, and vibrant arts scene, Cave Creek offers a unique blend of small-town charm and outdoor adventure. The town is surrounded by breathtaking mountain ranges, making it a haven for hiking, horseback riding, and exploring the great outdoors.

Cave Creek boasts a delightful array of local shops, galleries, and restaurants, providing residents with a close-knit community feel while still enjoying the conveniences of modern living. The town is also home to several annual events that celebrate its Western heritage, including rodeos and art festivals that showcase the talents of local artisans.

For those considering a move to this enchanting area, you'll be pleased to know that homes in Cave Creek are eligible for FHA financing. This means you can secure a loan with a lower down payment, making homeownership more accessible than ever. Whether you're looking for a cozy desert retreat or a spacious family home with stunning views, Cave Creek offers a diverse range of properties to suit every lifestyle.

As you explore the real estate options in this vibrant community, you'll find that the homes here not only provide a comfortable living space but also offer a gateway to an active lifestyle filled with adventure and exploration. Embrace the tranquility and charm of Cave Creek—where your dream home awaits!

Newest Cave Creek Homes with FHA New Financing

$695,000
4 Beds ⋅ 3 Baths ⋅ 7078227 MLS ⋅ 2,132 SqFt.
Welcome to this bright, airy home featuring soaring ceilings and natural light throughout. The modern kitchen shines with quartz countertops, stainless steel appliances, a pot-filler, farmhouse sink, walk-in pantry, and a large window overlooking the patio. Unwind in the primary suite with vaulted ceilings, a walk-in shower, and a soaking tub. Three guest bedrooms--including one downstairs--and an extended 2-car garage with built-in storage offer versatile living options and storage. Smart tech includes Nest thermostats and a SimpliSafe security system, paired with a recently serviced HVAC and roof. Step outside to a low-maintenance backyard oasis featuring a PebbleTec pool, heated spa, water feature, and view fencing with desert views. Nestled in the gated Dove Valley Ranch community.

4465 E Coyote Wash Drive, Cave Creek
$1,699,000
4 Beds ⋅ 3 Baths ⋅ 7077968 MLS ⋅ 2,929 SqFt.
Experience refined desert living in this completely remodeled luxury horse property on over an acre with stunning Black Mountain views, desirable north/south exposure, and NO HOA. This single-level, fully remodeled, modern Santa Fe style house features 4 spacious bedrooms, 3 full baths, a split-bedroom floor plan, custom granite countertops, modern finishes, new septic and smart home technology. The oversized 3-car garage offers extended length/height and built-in cabinetry. Outside, enjoy an entertainer's paradise with an extended patio, new sparkling pool, built-in Viking BBQ, sitting area, natural desertscape, and horse enclosure. A rare blend of luxury, privacy, space, and breathtaking desert views! Listing Agent is related to Owner.

6019 E Wildcat Drive, Cave Creek
$415,000
2 Beds ⋅ 2 Baths ⋅ 7077078 MLS ⋅ 1,402 SqFt.
MUST SEE! This beautiful, lightly lived-in 2-bedroom, 2-bath home with a 1-car garage looks and feels like new! Bright and inviting, the spacious living area features large windows, high ceilings and beautiful wood-plank tile throughout the main living spaces. Enjoy a quiet, private setting with no neighbors living below. Located in a the desirable gated golf community near Dove Valley Ranch offering heated pools, SPA and on site fitness room. Ideally situated near golf, hiking, biking, shopping and dining. Immaculately maintained, move-in ready and perfect as a full-time residence or Arizona getaway!

33575 N Dove Lakes Drive Unit 2033, Cave Creek
$645,000
3 Beds ⋅ 2 Baths ⋅ 7076692 MLS ⋅ 2,034 SqFt.
Beautifully updated Tatum Ranch home offering a bright, open floor plan with vaulted ceilings and abundant natural light. The stylish kitchen features a freestanding island, ZLINE commercial range, and Samsung Bespoke refrigerator. Spacious primary suite includes a walk-in closet, dual sinks, and separate tub and shower. Neutral finishes create a fresh, modern feel. Enjoy your private backyard retreat with a sparkling pool, waterfall feature, and low-maintenance turf. Solar panels help keep utility costs low year-round. Ideally located near the restaurants, bars, and entertainment of Carefree and Cave Creek, plus hiking and biking trails just minutes away.

28651 N 46th Way, Cave Creek
$815,000
6 Beds ⋅ 4 Baths ⋅ 7076503 MLS ⋅ 3,391 SqFt.
Experience this beautifully renovated 6-bedroom, 4-bath residence designed for both practicality & comfort. The soaring 18-foot ceilings create an abundance of space and light. The home features high-end finishes throughout & a thoughtful, spacious layout. Upstairs offers four bedrooms, including a primary suite with a spa-inspired ensuite featuring a freestanding tub and oversized glass shower. A second primary suite is conveniently located downstairs. The gourmet kitchen boasts abundant storage, a large island, stainless steel appliances, & a walk-in pantry. Enjoy multiple living and dining areas, a 2-car garage with extra storage, and a private backyard with covered patio, putt-putt, and upgraded lighting. No HOA restrictions for STRs.

29228 N 48th Street, Cave Creek
$925,000
5 Beds ⋅ 3 Baths ⋅ 7075998 MLS ⋅ 3,497 SqFt.
Private life behind the gates of Dove Valley Ranch. No direct back neighbors. Nearly 3,500 square feet of thoughtfully renovated space that delivers exactly what today's buyer is looking for: privacy, resort-style living, and a layout flexible enough for whatever's next. There is a main floor bedroom and full bathroom perfect for guests or generational living. As you walk upstairs you will find a loft plus four additional bedrooms upstairs, including an oversized primary with custom barn door entry and a spa-like bath. Open living areas flow naturally through the home along with custom Plantation shutters on the windows. The owners didn't just maintain this home. They invested in it. Updated light fixtures throughout the interior. New drip irrigation front and back with smart controller. Updated exterior and interior paint. New landscape lighting in the back. Fully sealed and re-sealed pool area with fresh pool equipment. New water softener, RO system, and water heater. New garage door motor on the two-car garage. Storage racks in place. Outdoor security cameras and Ring doorbell. All new cool decking. All new turf. Dove Valley Ranch Golf Club is directly across the street and hiking trails lace the neighborhood and surrounding areas. This is a community designed for people who want their weekends to mean something. This home is truly move-in ready.

4215 E Desert Forest Trail, Cave Creek
$1,225,000
4 Beds ⋅ 3 Baths ⋅ 7075748 MLS ⋅ 2,794 SqFt.
Set behind the gates of Montevista, this single-level Toll Brothers home feels private, polished and wonderfully removed from the everyday. The split floor plan offers 3 bedrooms, 2.5 baths and a flexible bonus room, while the open great room brings everyone together. Dine at the breakfast bar or spacious kitchen nook. Outside, the desert becomes your backdrop. A large sparkling pool, lush landscape with citrus trees, fountain and covered patio create an effortless setting for long afternoons and evenings under the stars. The yard delivers the privacy buyers crave. A freshly painted exterior, new irrigation and a three-car garage complete a home that feels refreshed, ready and distinctly Cave Creek. Close to neighborhood parks, walking paths, and new park with amenities opening in the fall of 2027 and everything that makes Montevista one of the area's most desirable gated communities. Come for the setting. Stay for the way it feels.

5413 E Barwick Drive, Cave Creek
$530,000
3 Beds ⋅ 3 Baths ⋅ 7075556 MLS ⋅ 1,674 SqFt.
Fantastic Arizona Living! This beautifully home features a gorgeous private backyard complete with a PebbleTec pool, covered patio, lush landscaping, and a walk-out deck from the primary suite. The backyard backs to a wash with a view fence, offering added privacy and peaceful views. Located on a quiet interior street in a highly desirable neighborhood with great schools and an unbeatable location. The garage features extensive maple cabinetry and a sealed floor, providing exceptional storage and functionality. Inside, enjoy ceiling fans throughout, designer paint, stylish wall treatments, and thoughtful updates throughout. A wonderful home in a fantastic location--don't miss this one!

5043 E Lucia Drive, Cave Creek
$550,000
2 Beds ⋅ 2 Baths ⋅ 7075418 MLS ⋅ 1,588 SqFt.
Move-In Ready Gem Near Cave Creek & Scottsdale! Welcome home to this beautifully updated single-level with an open floor plan made for easy living. Wood-look tile flows throughout every room--no carpet anywhere! Cozy up to the double-sided gas fireplace connecting the dining and living rooms. The remodeled kitchen shines with stainless steel appliances, sleek counters, and plenty of cabinet space, perfect for entertaining. Both bathrooms have been tastefully updated with modern finishes. Enjoy peaceful, private views backing to a natural wash. Just minutes from Cave Creek's shops, trails, and restaurants, with easy access to Scottsdale's dining, golf, and nightlife. This one checks every box!

30856 N 42nd Place, Cave Creek
$799,900
5 Beds ⋅ 3 Baths ⋅ 7075131 MLS ⋅ 2,571 SqFt.
FULLY REMODELED - 5BEDS - MODERN - METICULOUSLY MAINTAINED - MOVE-IN READY - NEW HVAC's - PRIVACY! This Beautiful 5 Bed 3-car garage home has been FULLY REMODELED! Over $141k in improvements! New Int & Ext Paint! All NEW Flooring, Cabinetry, Cttps, Plumbing, Light fixtures, Interior doors t/o the house! Fully remodeled kitchen! High-quality Cabinetry, leathered Granite, New Appliances + Fridge! Large island seats 4! Modern Fireplace w/marble, Coffee Bar w/Quartzite Cttps & u/c Fridge for all your entertainment needs! Primary spa-like Bath features an XL walk-in Shower with Tile surrounds, Wood plank Tile, Cabinets, Quartz w/dual sinks, Barn door & Walk-in closet. Backyard Oasis with LG cov'd Patio, Refreshing pool and gorgeous views! TOO MANY UPGRADES TO LIST! See Luxury Improvements List!

4843 E Morning Vista Lane, Cave Creek
$798,500
5 Beds ⋅ 3 Baths ⋅ 7074198 MLS ⋅ 2,522 SqFt.
Stunning Cave Creek area in gated Dove Valley Ranch. Enter this home to soaring ceilings and an open first floor plan that creates the perfect flow for entertaining..5 spacious Bedrooms and 3 full baths and a 3 car garage with built in cabinetry and ultra quiet garage door openers and a formal living and a dining room area with upgrades of additional sliding door going to the bbq area and a cozy beautiful backyard to enjoy and fabulous swimming pool including put put golf and a cold misting system to enjoy in the summer to enjoy and lots of upgrades such as gourmet kitchen with massive island boast gleaming granite counter tops and stunning backsplash with a full bedroom and bath downstair. you don't see this kind floorplan anymore.

4622 E Red Range Way, Cave Creek
$1,375,000
6 Beds ⋅ 5 Baths ⋅ 7074133 MLS ⋅ 4,847 SqFt.
Welcome to an exceptional luxury retreat in the gated Gray Wolf community of Cave Creek, where sophisticated living, resort-style amenities and extraordinary entertaining come together in one unforgettable estate. Designed for those who love to entertain, this remarkable residence offers an impressive blend of elegance, privacy and functionality, with nearly 4,850 square feet of thoughtfully designed living space. From the moment you enter, you'll discover distinctive architectural details, soaring coffered ceilings, upgraded wood and trim doors, designer lighting, rich flooring and multiple fireplaces that create an atmosphere of timeless Arizona luxury. This home was created with entertaining in mind. Clever hidden doors and private spaces add an element of surprise, while a dedicated.. game room provides the perfect setting for billiards, games, movie nights and gatherings with family and friends. The entertaining continues outdoors with two expansive covered patios, each designed as its own destination. Multiple outdoor living and dining areas feature built-in bars, granite counters, gas grills, refrigerators, sinks and automated misting systems, making outdoor entertaining effortless and enjoyable year-round. The backyard is your own private resort. A sparkling pool takes center stage with cascading waterfalls, and a hot tub! Whether hosting an unforgettable poolside gathering, enjoying cocktails with friends or relaxing beneath the stars, this outdoor space delivers the ultimate Cave Creek lifestyle. The separate private casita takes this property to another level. Perfect for extended family, guests, multigenerational living, a private office or a luxurious retreat, the casita offers its own living area, bedroom, bathroom, kitchen area and walk-in closet. Even more impressive, it offers two convenient ways to access the space- by private elevator or through its own separate exterior entrance--providing exceptional privacy and flexibility. Additional highlights include a luxurious primary suite with steam shower, four-car garage, multiple fireplaces, upgraded finishes, plantation shutters and exceptional indoor-outdoor living. This isn't simply a beautiful home-it is a destination. A place where family and friends gather, where every weekend can feel like a vacation, and where indoor sophistication meets the unmistakable beauty of the Cave Creek desert.

33306 N 53rd Place, Cave Creek
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