Cave Creek Homes with VA Loan New Financing

Cave Creek Homes with VA Loan New Financing

Welcome to Cave Creek, Arizona, a hidden gem nestled in the heart of Maricopa County. This charming town is renowned for its stunning desert landscapes, vibrant arts scene, and a welcoming community spirit. With its picturesque views of the Sonoran Desert and the majestic Black Mountain, Cave Creek offers a unique blend of outdoor adventure and small-town charm. From hiking and horseback riding to exploring local galleries and shops, there’s something for everyone in this enchanting locale.

Cave Creek is not just a beautiful place to live; it’s also a community that values its residents. The town hosts a variety of events throughout the year, including art festivals, rodeos, and farmer’s markets, ensuring that there’s always something happening. The local cuisine is a delightful mix of Southwestern flavors, with many restaurants offering outdoor seating to soak in the stunning Arizona sunsets.

For those considering a move to Cave Creek, the housing market is diverse, with options ranging from cozy single-family homes to luxurious estates. One of the most appealing aspects for veterans and active-duty military personnel is the availability of homes eligible for VA Loan financing. This benefit allows qualified buyers to purchase homes with favorable terms, including no down payment and competitive interest rates, making homeownership more accessible.

Whether you’re looking for a peaceful retreat or an active lifestyle, Cave Creek is a perfect choice. Embrace the opportunity to call this vibrant community home and enjoy all the beauty and adventure it has to offer!

Newest Cave Creek Homes with VA Loan New Financing

6231 E Mark Way Unit 17, Cave Creek
$760,000
2 Beds ⋅ 2 Baths ⋅ 7098907 MLS ⋅ 1,780 SqFt.
Experience refined Cave Creek living in this beautifully updated 2-bedroom + den, 2-bath home in desirable Rancho Madera. Thoughtfully redesigned for today's sophisticated buyer, this turnkey residence blends comfort, style & low-maintenance living--ideal as a full-time home or luxurious Arizona retreat. The custom chef's kitchen showcases new quartz countertops & newer stainless appliances, while both bathrooms have been fully remodeled. Additional upgrades include a new heat pump, fresh interior/exterior paint, new bedroom flooring, custom closets, new sunscreens, custom security screen door, tankless gas water heater and whole-home water filtration system. The attached 2-car garage features extended height, custom built-in cabinetry & newer epoxy floor. Outdoors, enjoy the upgraded rubber stone patio--perfect for relaxing or entertaining in the Arizona sunshine. Rancho Madera offers a heated community pool and spa, clubhouse, workout facility and pool table, creating an inviting lifestyle for year-round and seasonal residents alike. Beautifully updated, exceptionally maintained and truly move-in ready--Cave Creek luxury living without the projects! Rancho Madera offers the perfect Cave Creek location--close to charming shops, local dining, art galleries, golf, hiking, outdoor recreation and the unique Western character that makes Cave Creek so special and.... all within walking distance from your front door!

6231 E Mark Way Unit 17, Cave Creek
6226 E Forest Pleasant Place, Cave Creek
$1,199,000
3 Beds ⋅ 3 Baths ⋅ 7098832 MLS ⋅ 3,216 SqFt.
Room to breathe, views to love, and Arizona sunsets to come home to! Tucked inside the gated Lone Mountain community in Cave Creek, this lightly lived in 2018 home sits on a generous third acre lot with beautiful desert and mountain views. Offering 3,216 sq ft, the bright, open split floor plan features 3 bedrooms with flex space & den, and 2.5 baths. The chef's kitchen flows into spacious living areas perfect for gathering. Step outside to enjoy peaceful mornings, stunning sunsets and star filled nights in your private backyard. A separate third car garage offers room for a workshop, hobbies or all your toys! Thoughtful upgrades include a water softener, tankless water heater and energy efficient tinted windows. A little more space, a lot more scenery, and a place you'll love calling home

6226 E Forest Pleasant Place, Cave Creek
5929 E Surrey Drive, Cave Creek
$775,000
3 Beds ⋅ 3 Baths ⋅ 7098106 MLS ⋅ 2,055 SqFt.
Tucked against Black Mountain & minutes from charming downtown Cave Creek, this unique property blends 60s style with Southwestern character. The spacious 2-bed, 2-bath main home features a large open kitchen & a versatile bonus room that could be an additional bedroom, home office, or extra living space. The home is complemented by a newly renovated attached 1-bed, 1-bath guest house with its own entrances & living space with kitchen. Set on .4 acres & surrounded by stunning mountain views, this property also features an oversized, extra-height 4-car garage with front & rear garage doors for all your cars, toys, or workshop needs! Plus an RV gate & parking with exterior 220 outlets & waste disposal. The leased solar will be prepaid at closing. Seller financing possible. Welcome home!

5929 E Surrey Drive, Cave Creek
4953 E Justica Street, Cave Creek
$600,000
2 Beds ⋅ 2 Baths ⋅ 7097823 MLS ⋅ 1,751 SqFt.
Breathe easier, live safer & stay cooler in this reimagined home in gated Tatum Greens, steps from the 4th hole of Tatum Ranch's private golf course. The big-ticket work is done: all-new plumbing, electrical & main panel, new water heater, & 2021 A/C with re-engineered ducts sealed by Aeroseal to cut leakage 93%. HALO air purification, water filtration and softener. A custom steel-inlay, triple-lock entry door and high-efficiency windows keep heat out. The kitchen shines with polished emerald-black granite, under-cabinet lighting, LG Signature and GE Cafe appliances stillunder warranty. Custom-tiled primary shower and smart home tech. Near Black Mountain & Maricopa Trail hiking, parks, the Boulders & Civana resorts, Desert Ridge, City North, Mayo Clinic, Cave Creek and Scottsdale shopping. A HOME BUILT AROUND WELL-BEING, SECURITY AND COMFORT Every improvement in this residence was made with one purpose: to create a home that feels as good as it looks. Behind the walls, the work most buyers worry about has already been done. The plumbing has been fully replaced with clean new lines, the electrical system has been completely updated, including a new main panel, and the water heater is new. The air conditioner was replaced in 2021, and the duct system was re-engineered for efficiency, then sealed with Aeroseal, reducing duct leakage by 93%. The result is quieter, more even cooling and conditioned air that goes where it belongs. Clean living is built in. A HALO LED whole-home air purification system works continuously through the HVAC, while water filtration and a water softener complete a thoughtfully designed healthy-home package, including a dedicated filtered-water faucet at the kitchen sink. Peace of mind begins at the front door. The custom-built entry door features steel inlays, solid-core construction, triple-lock security and high efficiency ratings. The sliding patio door offers multiple locks and energy-efficient performance, and the windows have been upgraded to thicker, high-efficiency glass designed to hold back the Arizona heat in the living areas and bedrooms. THE KITCHEN The kitchen is both beautiful and serious about cooking. Polished emerald-black granite counters glow beneath under-cabinet lighting, complemented by a black undermount composite sink and matte black fixtures. The appliance suite is top tier: an LG Signature refrigerator with GE Cafe induction range, microwave and dishwasher, all with approximately four years of remaining warranty coverage. PRIVATE RETREAT AND MODERN CONVENIENCE The primary suite features a fully remodeled walk-in shower with custom tile and a generous, spa-like footprint. Upgraded carpet adds softness underfoot, and smart home technology throughout includes automatic lighting, app-based controls and a wall-mounted control panel, so the home responds to the way you live. THE TATUM RANCH LIFESTYLE Set within the gated enclave of Tatum Greens near the 4th hole, this home places you in one of Cave Creek's most established master-planned communities. Tatum Ranch is home to a private golf club with optional membership, two community parks with picnic areas, playgrounds and sport courts, winding walking and biking paths, and multiple shopping and dining centers close to home. The community is served by Cave Creek Unified School District. For those drawn to the outdoors, the high Sonoran Desert is right outside your door. Hike the summit trail at Black Mountain, explore Cave Creek Regional Park and Spur Cross Ranch Conservation Area, or venture into the Tonto National Forest and the Maricopa Trail network. Evenings offer something for every mood. Head to Old Town Cave Creek for its galleries, boutiques and authentic Western spirit, including the legendary Buffalo Chip Saloon and Harold's Cave Creek Corral. Neighboring Carefree offers the Carefree Desert Gardens and two of the region's most celebrated retreats, the Boulders Resort and Spa and Civana Wellness Resort. Luxury shopping, dining and entertainment are just minutes away at Desert Ridge Marketplace, the JW Marriott Desert Ridge Resort and City North, while Scottsdale's world-class restaurants, golf and shopping are about 15 minutes away. Mayo Clinic's Phoenix campus is also conveniently close. Healthy, secure, efficient and surrounded by the very best of North Valley living, this is a rare opportunity in Tatum Ranch.

4953 E Justica Street, Cave Creek
32636 N 40th Place, Cave Creek
$745,000
3 Beds ⋅ 2 Baths ⋅ 7097681 MLS ⋅ 2,288 SqFt.
Welcome to Dove Valley Ranch at Emerald Greens in Cave Creek. This single-level home, featuring 2,288 sq ft, 3 bedrooms, and 2 bathrooms, is within Phoenix city limits and utilizes all Phoenix city utilities and services. Its split floor plan allows for a private guest quarters, in-law suite or office, and the home has received several recent updates. A few key highlights include new flooring in 2023, interior painted 2023, exterior painted in 2024, new kitchen stove, microwave and dishwasher in 2024, hot water heater in 2024, and a new furnace and A/C in 2025 (a more detailed list is in overflow). Additionally, all interior windows have sunscreens, and the patio features four sunshades for extra summer sun protection. Come enjoy vibrant downtown Cave Creek and direct access to the Sonoran Desert Preserve, local parks, and numerous golf courses nearby. The location offers easy access to shopping, restaurants, and I-17 for northbound travel, as well as N Cave Creek Rd and N Tatum Blvd for quick access to Loop 101 and SR-51 for southbound travel. More updates: -Replaced front irrigation lines 2025 and timer 2026 -Back patio roof recoated April 2026 -Replaced underlayment 1/3 of front roof October 2023; roof was inspected when back patio recoated, and remaining underlayment should last 4-5 years -Replaced 4 permanent windows in front of house -Re-did back yard landscaping, removed tree and grass, added drainage -Snake-proofed back yard by Rattle Snake Solutions -New extra deep black stainless kitchen sink, faucet, and RO 2024 -New LG black stainless stove, microwave, and dishwasher 2024 -In primary bathroom: plumbing, new faucets, shower head, toilet -In second bathroom: new shower head -New baseboards where LVP installed -All ceiling fans replaced -Replaced carpeting with pet friendly carpet and pad 2023 -Replaced all lighting in house -Replaced door and cabinet hardware with matte black

32636 N 40th Place, Cave Creek
6058 E Knolls Way S, Cave Creek
$520,000
2 Beds ⋅ 2 Baths ⋅ 7097646 MLS ⋅ 1,470 SqFt.
Experience the distinctive charm of Cave Creek in this inviting townhome at The Knolls. Offering 1,470 square feet of no-step, single-level living, this home features two bedrooms, two baths, soaring 12-foot ceilings, an office nook, breakfast bar and two-car garage. A stunning picture window in the living room frames beautiful mountain views, while the fenced, wraparound patio provides a private setting for outdoor relaxation. Residents enjoy a newly refinished community pool and spa. Ideal as a full-time residence or seasonal retreat, this home offers comfortable living in a community that captures Cave Creek's Western character.

6058 E Knolls Way S, Cave Creek
5430 E Palo Brea Lane, Cave Creek
$2,000,000
5 Beds ⋅ 5 Baths ⋅ 7096437 MLS ⋅ 4,620 SqFt.
A private courtyard casita with its own entrance and kitchenette sets this Cave Creek luxury home apart. Mountain views and high-end finishes carry throughout, including custom stone and tile, architectural feature walls and statement lighting. The main home offers a first-floor primary suite, gym, three-car garage, upstairs loft, media room and flex room with bedroom potential. The chef's kitchen features custom cabinetry, two veined-stone waterfall islands, Wolf cooking appliances, a Cove dishwasher and Sub-Zero refrigeration. The great room has a four-panel slider, stone fireplace and lighted built-ins; the dining room features dimensional tile. Spa-inspired baths showcase AXOR, RONBOW, TOTO and GROHE fixtures. The backyard features a pool, covered patio with misting, outdoor kitchen

5430 E Palo Brea Lane, Cave Creek
27621 N 47th Street, Cave Creek
$700,000
5 Beds ⋅ 3 Baths ⋅ 7096182 MLS ⋅ 3,203 SqFt.
This beautiful and spacious two-story Cave Creek home offers 5 bedrooms, 3 bathrooms (including one full bedroom and bathroom downstairs), 3,203 square feet of living space, along with a 3-car garage. The home features a mix of tile flooring and newer carpet. The floor plan is great for everyday living and entertaining. The primary suite includes dual vanities, a separate soaking tub, a walk-in shower, and a large walk-in closet. Outside, the backyard features a swimming pool, a large covered patio and extended patio space. Additional features include built-in garage storage, fridge and washer/dryer that convey with the home. This home is conveniently located near the active, fun town of Cave Creek and just minutes from Desert Ridge and City North with lots of shopping, dining, entertainment, golf, and other activities to enjoy!

27621 N 47th Street, Cave Creek
4215 E Palo Brea Lane, Cave Creek
$519,000
3 Beds ⋅ 2 Baths ⋅ 7096137 MLS ⋅ 1,423 SqFt.
Excellent 3 bedroom, 2 bath single level home in Tatum Ranch. Located on a corner lot with low maintenance desert landscaping in the front and back yards. Open, spacious great room floor plan with tile floors in all high traffic areas and carpet in bedrooms. Split master bedroom features double sinks, and walk-in closet. Secondary bedroom also has walk-in closet. Secondary bathroom has a soaking tub. Large kitchen with extended cabinets and all appliances included. The kitchen has brand new Oven, Microwave, and Dishwasher. Inside laundry room with washer and dryer included. Private backyard with covered patio.

4215 E Palo Brea Lane, Cave Creek
6407 E Lowden Road, Cave Creek
$2,750,000
4 Beds ⋅ 4 Baths ⋅ 7095895 MLS ⋅ 3,919 SqFt.
Brand new, beautifully bold, and ready for its debut. Set on a full acre, this striking new build offers over 3,900 square feet with 4 bedrooms, 4 baths, and room to live large. The great room sets the scene for unforgettable evenings, complete with a wine bar that invites you to pour a glass and stay awhile. Propane gas cooking brings the heat to the kitchen, while the wraparound patio beckons for morning coffee, sunset cocktails, and dinner under the stars. A 3-car garage completes the package. Space to spread out. Style to draw you in. Your next chapter starts here.

6407 E Lowden Road, Cave Creek
5108 E Rancho Caliente Drive, Cave Creek
$735,000
3 Beds ⋅ 2 Baths ⋅ 7095375 MLS ⋅ 1,876 SqFt.
Experience the beauty and tranquility of the Sonoran Desert from this custom territorial-style residence on approximately 1.06 acres in Desert Foothills North. Surrounded by natural desert vegetation, the property offers a welcome sense of privacy and openness, with a north-facing backyard and glimpses of Black Mountain. Inside, high ceilings and a wood-burning corner fireplace give the great room warmth and architectural character. The spacious kitchen features generous counter space, abundant cabinetry, a breakfast bar, built-in desk and comfortable breakfast nook. Expansive windows define the Arizona room, creating an inviting place to relax, entertain or simply enjoy the changing desert light and scenery. The split-bedroom layout provides separation between the primary suite and two additional bedrooms. The primary retreat includes a bay window, dual vanities, a jetted soaking tub, separate shower and walk-in closet. One secondary bedroom offers exceptional flexibility with custom built-ins and a Murphy bed, making it equally suited for an office or guest accommodations. Complete with a side-entry two-car garage, this is an opportunity to enjoy the space, scenery and distinctive character of Cave Creek living.

5108 E Rancho Caliente Drive, Cave Creek
6914 E Highland Road Unit Lot 1&2, Cave Creek
$1,350,000
4 Beds ⋅ 3 Baths ⋅ 7095291 MLS ⋅ 2,932 SqFt.
Experience the space and beauty of Cave Creek living with this unique equestrian property featuring no HOA and two separate adjoining parcels totaling approximately 4.6 acres. Framed by breathtaking 360-degree mountain views, the property offers a comfortable 3-bedroom, 2-bath main home and an attached 1-bedroom, 1-bath casita with its own kitchen and living room--perfect for guests, multigenerational living, or added privacy. Horse amenities include a 3-stall mare motel, spacious turnout, round pen, riding arena, and tack shed, with direct access to nearby trails for exploring Cave Creek's stunning desert landscape. A circular driveway, expansive parking for trailers, RVs, and toys, and a large fenced yard complete the setup. Come Enjoy Cave Creek as it was meant to be!

6914 E Highland Road Unit Lot 1&2, Cave Creek
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