Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that perfectly blends suburban charm with urban convenience. Known for its friendly atmosphere and stunning desert landscapes, Surprise offers an array of amenities that cater to families, retirees, and everyone in between. With its warm, sunny climate, residents enjoy year-round outdoor activities, including parks, golf courses, and walking trails, making it an ideal place for those who appreciate an active lifestyle.

Surprise is not just about beautiful scenery; it’s also a community rich in culture and entertainment. The city boasts a variety of shopping centers, restaurants, and recreational facilities, ensuring that there’s always something to do. Sports enthusiasts will love the proximity to professional sports venues, as the city is home to the Kansas City Royals and Texas Rangers spring training facilities.

For prospective homeowners, Surprise presents an exciting opportunity, particularly for those eligible for VA Loan New Financing. This financing option is a fantastic way for veterans and active military members to secure a home in this thriving community. With no down payment required and competitive interest rates, VA loans make homeownership more accessible than ever. Whether you’re looking for a cozy single-family home or a spacious family residence, Surprise has a diverse selection of properties to suit your needs.

Explore the charm of Surprise, AZ, and discover how you can make this welcoming city your new home with the help of VA financing. Embrace the lifestyle you’ve always dreamed of in a community that truly feels like home!

Newest Surprise Homes with VA Loan New Financing

$149,900
1 Beds ⋅ 1 Baths ⋅ 7078012 MLS ⋅ 576 SqFt.
Turnkey opportunity in Surprise -- sold fully furnished and ready to generate income. This 1-bed, 1-bath unit has operated as an active mid-term rental with zero vacancy over the last 4 years, making it a proven investment or a move-in-ready home for an owner-occupant. Inside: sizable living areas with LVP flooring, quartz counters, updated cabinetry, and a 3-year-old HVAC system. The spacious bedroom offers ample closet space and balcony access -- perfect for morning coffee. Community amenities include a pool, spa, and pickleball courts. Minutes from the 303 Loop and the growing Peoria tech corridor to the north. Furnished, income-proven, and move-in ready -- this one won't last.

12123 W Bell Road Unit 234, Surprise
$255,000
2 Beds ⋅ 2 Baths ⋅ 7077885 MLS ⋅ 1,289 SqFt.
Beautiful 2-Bedroom, 2-Bath Condo with Resort-Style Amenities. This home offers the perfect combination of comfort, convenience, and low-maintenance. The interior features updated flooring completed in 2023, creating a fresh, modern feel throughout the home. The kitchen also features refreshed cabinetry, stove, dishwasher, microwave, washer, and dryer installed in 2023. Enjoy peace of mind with a new A/C system installed in 2023, an especially valuable feature for comfortable year-round living. Beyond the condo itself, residents can enjoy an impressive selection of community amenities designed for relaxation, recreation, and socializing, including: Community swimming pool, BBQ, Theater Room, Jacuzzi, Weight room/fitness area, Masseuse, Pool table, Community kitchen and lounge area.

14575 W Mountain View Boulevard Unit 11208, Surprise
$439,990
4 Beds ⋅ 3 Baths ⋅ 7077519 MLS ⋅ 2,426 SqFt.
Welcome to your new home! Located in Surprise Farms, this 4bd, 2.5ba, 2-story home offers 2,426 sqft with thoughtful updates and a backyard made for Arizona living. Fresh interior paint and new carpet in 2026, plus updated appliances in 2023. The first floor features both a living room and family room, while the upstairs loft offers flexible space for gaming or hanging out. The backyard features a refreshing pool resurfaced in 2023 with new pumps & filters, plus turf and pavers for low-maintenance living. Sun screens add comfort, and permanent holiday lights make decorating easy. Enjoy the pool or explore the shops and dining at Prasada and throughout Surprise.

16910 W Rimrock Street, Surprise
$345,000
2 Beds ⋅ 2 Baths ⋅ 7077469 MLS ⋅ 1,183 SqFt.
Enjoy the best of The Grand living in this beautiful home, offering a comfortable layout and thoughtful upgrades both inside and out, perfect for year-round living or your second home. Residents of The Grand enjoy access to an impressive range of amenities, including four golf courses, swimming, dining, fitness, clubs, and numerous activities.

15121 W Woodridge Drive, Surprise
$389,900
4 Beds ⋅ 3 Baths ⋅ 7077430 MLS ⋅ 2,220 SqFt.
Welcome to this spacious 4-bedroom, 2.5-bath home offering a comfortable layout with both a separate living room and family room, providing plenty of space for relaxing and entertaining. Fresh carpeting adds a clean, updated feel, while the kitchen features brand-new countertops. With its functional floor plan and inviting living spaces, this home is ready to welcome its next owner.

13188 W Crocus Drive, Surprise
$649,900
2 Beds ⋅ 2 Baths ⋅ 7077283 MLS ⋅ 2,298 SqFt.
Located in the highly sought after and prestigious Pinnacle neighborhood, this Stonecrest with an extra large den/guest room addition has been completely remodeled in a contemporary yet timeless style with a sophisticated and cohesive interior, high end finishes and an amazing outdoor living area. A dramatic 13 ft entry opens to a refined neutral interior with 6-inch baseboards and high-end, easy-care luxury plank flooring. The kitchen features granite waterfall countertop, 5 burner gas cooktop, abundant storage, roll out shelving throughout, and a double door pantry. An interior laundry room is conveniently located just off the kitchen. The spacious primary suite offers a 4 ft. x 10 ft. walk in shower with 2 ft. x 4 ft. porcelain tile, a large custom walk-in closet, double vanity, and three extra-large lighted, mirrored medicine cabinets. Both baths feature granite countertops and roll out shelving. 2 light, bright guest rooms easily accommodate king size beds, an office or craft room. The expansive covered patio overlooks a three-tier water feature, mature palms, lush foliage, and beautiful sunsets. A separate private seating area is wired for a hot tub, while the built-in barbecue and 10 ft. walk-up counter create an exceptional outdoor entertainment space. A 3-car extended garage with service door and utility sink, interior laundry with washer, dryer and refrigerator/freezer, fully prepaid solar, newer A/C and all appliances add convenience and value. Enjoy the active-adult lifestyle at The Grand in Surprise, a 45+ community offering an exceptional range of recreational, educational, and social opportunities. This vibrant 45+ community offers an impressive mix of recreation, learning, entertainment, and opportunities to connect with neighbors. Spend the morning on one of four golf courses, meet friends for pickleball or tennis, cool off in the indoor or outdoor pools, work out at one of two fitness centers, or enjoy bocce, softball, lawn bowling, walking and biking trails, and the fishing lake. There is always something happening at The Grand. Residents enjoy a wide selection of clubs and interest groups, Grand Learning classes, creative studios, performing arts, live entertainment, and community events. Restaurants, bars, a day spa, dog parks, and an indoor air-conditioned walking track add everyday convenience and variety. More than a place to live, The Grand offers a lively, connected lifestyle with something to enjoy every day.

17514 N Horseshoe Drive, Surprise
$449,900
3 Beds ⋅ 2 Baths ⋅ 7077255 MLS ⋅ 1,986 SqFt.
Beautiful Single Level Home w/ no HOA! New plank tile flooring! New Carpet! Fresh interior paint! Pebble sheen pool w/ tile turtles on the floor! New Owner's Suite Shower! A/C unit 5 years old! New cooktop! Backyard Turf! Great floorplan w/ formal living & dining! Plantation shutters! Soaring Vaulted Ceilings! Kitchen features maple cabinetry, granite countertops, walk-in pantry, recessed lighting & a large breakfast bar! Huge master retreat w/ a bay window, private en-suite & big walk-in closet! RV gate, extended covered patio & sparkling pool w/ waterfall! Attached garage cabinets & epoxy floor! Excellent Surprise location close to Trader Joes, Hospital, Golf, WestGate 303, 60, 101, Casino, Fat Cats, Wildlife Zoo & Aquarium!

14482 W Wendover Drive, Surprise
$579,900
3 Beds ⋅ 2 Baths ⋅ 7077158 MLS ⋅ 1,512 SqFt.
RARE ARIZONA OASIS, Discover the perfect blend of country charm, modern comfort & endless possibilities on this beautifully maintained, FULLY FENCED property. A thriving orchard features citrus, apple, peach, fig, pomegranate, quince, mulberry & rosella hibiscus, plus raised covered gardens w/ WiFi-controlled irrigation. Fenced areas are ready for goats, sheep, chickens or your hobby farm dreams. Enjoy spectacular AZ sunsets under mature shade trees, gather around the fire pit, or relax on the covered patios. Features include an open split floor plan, spacious pantry & laundry, circular drive, dual RV hookups & west-side water/sewer hookups. Whether you envision a hobby farm, farm stand, equestrian retreat or private desert escape-this unique property is ready for your vision--Act Now!

32510 N 165th Avenue, Surprise
$605,000
4 Beds ⋅ 4 Baths ⋅ 7077129 MLS ⋅ 3,950 SqFt.
A spectacular home offering 3950 square feet of living space, a 3-car garage, 4 bedrooms, a multi-functional loft, and a den with its own private area, perfect for a 5th bedroom, office or home theater! An open concept kitchen features an oversized island, granite countertops, plenty of cabinetry for storage, and stainless-steel appliances. The upper level showcases an expansive primary suite featuring a private sitting room, ideal for rest and relaxation, a large primary bath, and walk in closet. To top it off, there is an upstairs laundry that creates a streamlined daily living experience. The spacious family room serves as a central location making gatherings a hit!! With upgraded ceiling fans and Tesla solar panels for energy savings, and a huge backyard, this is one home you must see!

15582 W Cortez Street, Surprise
$375,000
2 Beds ⋅ 2 Baths ⋅ 7077043 MLS ⋅ 1,627 SqFt.
Welcome to this well-maintained home in the highly desirable 55+ community of Sun City Grand! Immaculate cared for by the original owners, this 2-bedroom, 2-bath home also features a versatile office/den. The open floor plan is filled with natural light, creating a bright and inviting living space. Step outside to enjoy the extended backyard patio, perfect for relaxing or entertaining. Sun City Grand offers an exceptional active-adult lifestyle with pickleball courts, golf courses, fitness facilities, pools, recreation, clubs, activities and more. A wonderful opportunity to enjoy comfort, community and resort-style living in Surprise!

16060 W Verbena Lane, Surprise
$360,000
3 Beds ⋅ 2 Baths ⋅ 7076987 MLS ⋅ 1,883 SqFt.
Welcome home to this inviting single-level home in desirable West Point Towne Center! UPGRADED and MOVE IN READY. Major updates include a NEW HVAC system approximately 2 years old and a NEW water heater just 1 year old. This home has 3 bedrooms, a double-door den and 2 baths, the light-filled interior features vaulted ceilings, a neutral palette and tile flooring throughout. The eat-in kitchen includes stainless steel appliances, pantry, center island with breakfast bar and abundant cabinetry with crown molding. The spacious primary suite offers a walk-in closet, separate tub and step-in shower. Enjoy the covered patio and backyard with grassy area and room to make it your own. Conveniently located near shopping, restaurants and Grand Ave and Bell Rd.

16101 N 138th Lane, Surprise
$370,000
3 Beds ⋅ 2 Baths ⋅ 7076965 MLS ⋅ 1,578 SqFt.
Look NO further! Welcome to this adorable 3-bed, 2-bath home PLUS den! Inside, the spacious open floor plan filled with abundant natural light showcases wood-look tile flooring, neutral tone, and sliding glass doors that provide a seamless transition to the back patio. Impeccable kitchen offers ample white cabinets, stainless steel appliances, and a center island with a breakfast bar. In the large main bedroom, you will have plush carpet, a private bathroom with a shower & tub combo, and a walk-in closet. The secondary bedrooms also include six-panel door closets for added convenience. Versatile den is ideal for a hobby space, playroom, or office. Serene backyard with a cozy patio and gazebo is the right spot for al fresco dining, outdoor entertaining, or simply unwinding. Don't miss it!

18057 W Ida Lane, Surprise
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.